Real Estate Valuation in Saudi Arabia

Certified real estate valuation in Saudi Arabia involves determining the fair or market value of a real estate asset through a legally licensed valuer, in accordance with International Valuation Standards (IVS) and the Accredited Valuers Law issued by Royal Decree No. (M/43). The official regulatory body is the Saudi Authority for Accredited Valuers (TAQEEM), which operates under the Ministry of Commerce. The certified report is issued exclusively via the "Qayyim" electronic platform and bears a reference number and a verification code (QR Code), ensuring its legal and financial validity with all banks, courts and judicial bodies, the Capital Market Authority, and the Zakat, Tax and Customs Authority (ZATCA).

We provide real estate valuation services across all major cities and administrative regions of Saudi Arabia, from metropolitan areas to regional cities and governorates.

We cover residential (villas, apartments, buildings), commercial (shops, offices, malls), industrial properties, and land of all classifications, in addition to valuations for financing, inheritance, studies, and real estate advisory purposes.

A guidance analysis is an initial estimate for internal purposes only and is not officially binding, while a certified valuation is a formal report issued by an accredited valuer after inspecting the property and analyzing market data, prepared in accordance with professional valuation standards.

You can fill out the valuation request form on our website, and a team member from Haifa Bin Saedan Real Estate Valuation will contact you to confirm the details and next steps.

We implement the three primary methodologies recognized under the International Valuation Standards (IVS) and Saudi valuation regulations: the Market Approach based on recent comparable transactions; the Income Approach utilizing direct capitalization or discounted cash flow (DCF) modeling for income-producing assets; and the Cost Approach based on replacement cost new less accrued depreciation plus underlying market land value.

Initiating the valuation process requires providing a copy of the updated electronic title deed, the building permit and approved architectural plans for existing structures, an active tenancy schedule with operating revenue records for commercial and income-generating assets, and the exact spatial location coordinates to schedule the official physical site inspection.

Accredited real estate valuation is an objective, legally binding professional opinion issued by a licensed valuer regulated by Taqeem, grounded in international standards, and accepted by courts, financial institutions, and corporate auditors. Conversely, informal broker pricing or appraisal is merely an indicative commercial opinion that lacks analytical depth, statutory compliance, and legal standing.

A valuation report specifies the market value of a property as of a defined valuation date, reflecting market dynamics at that specific moment. The acceptable duration of the report depends on the recipient entity's governance policies, with most financial institutions, mortgage lenders, and statutory auditors requiring a report dated within three to six months to account for ongoing market fluctuations.

Yes, property inspection and valuation can proceed for assets held under traditional paper deeds, provided that title validity, boundary measurements, and field correspondence are thoroughly verified. We consistently advise clients to initiate digital title deed conversion via official judicial platforms to streamline mortgage registration and title transfers with institutional recipients.

Yes, Haifa Bin Saedan Real Estate Valuation Company is an officially licensed professional firm operating under license number 13084 issued by the Saudi Authority for Accredited Valuers (Taqeem). The firm adheres to International Valuation Standards (IVS) and features accredited professionals holding international designations including RICS, issuing all valuation reports formally through authorized valuation channels.